Prompts that actually work.

Act as a personal finance coach. My monthly take-home income is {amount}. My fixed expenses are {list}. Create a simple monthly budget using the 50/30/20 rule, adjusted for my situation, and show it as a table. Then suggest three realistic ways to save more without cutting essentials.

Here is my spending from last month: {paste transactions or categories}. Group it into needs, wants and savings. Point out the three categories where I'm overspending compared with a sensible budget, and give me one specific action for each.

Explain {term, e.g. expense ratio, XIRR, CAGR} to me as if I'm a complete beginner in India. Use one everyday example with rupee numbers, then tell me the one mistake beginners usually make with it.

My monthly essential expenses are {amount} and my income is {stable / variable}. Calculate how big my emergency fund should be, explain why, and give me a step-by-step plan to build it within {months} months.

I'm a {role} with {years} years of experience, currently earning {salary}. I have an offer or review coming up. Help me prepare: list my strongest points, suggest a target range to research, and write a short, polite script for asking for a higher number.

Act as a sceptical investor. My business idea is {idea} for {target customer}. Ask me the 10 hardest questions about it, then list the three biggest risks and a cheap way to test each one within two weeks.

I run {business} in {city / market}. My main competitors are {names}. Compare us in a table on price, positioning, strengths and weaknesses. Then suggest two ways I can stand out that competitors can't easily copy.

I sell {product / service} to {customer}. My costs are {costs} and competitors charge {range}. Suggest three pricing options (basic, standard, premium) with what each includes, and explain the reasoning behind each price.

Write a short cold email from me, {your role}, to {prospect role} at {company type}. The goal is {goal, e.g. a 15-minute call}. Keep it under 120 words, lead with their problem not my product, and end with one clear question.

Based on this description of my customers: {description}, create a detailed customer persona: goals, frustrations, where they spend time online, what makes them buy, and the exact words they'd use to describe their problem.

Give me 15 hooks for a short video about {topic} for an audience of {audience}. Mix formats: a surprising number, a common mistake, a bold claim, and a question. Keep each hook under 12 words.

Turn this idea into a 7-slide Instagram carousel: {idea}. Slide 1 is a strong hook, slides 2 to 6 each make one clear point with a short example, and slide 7 is a summary with a call to save the post. Keep each slide under 25 words.

Write a 45-second reel script on {topic}. Structure: hook (first 3 seconds), the problem, three quick points, and a closing line. Write it the way people speak, with short sentences, and mark where on-screen text should appear.

Here is my content: {paste script, post or article}. Repurpose it into: one LinkedIn post, one X thread of 5 posts, three Instagram story ideas, and one newsletter intro. Keep the core message the same.

I create content about {niche} for {audience}. My three content pillars are {pillars}. Create a 30-day content calendar as a table with date, pillar, format (reel, carousel or post) and a specific topic for each day.

Rewrite these resume points to show impact, not duties: {paste points}. Use the format 'Action verb + what I did + measurable result'. If a result isn't given, leave a placeholder for me to fill in rather than inventing a number.

Act as an interviewer for a {role} position at a {company type}. Ask me one question at a time, wait for my answer, then give honest feedback and a stronger sample answer before moving to the next question.

I want to learn {skill} in {weeks} weeks, with {hours} hours a week. Create a week-by-week plan focused on the 20% of the skill that gives 80% of the results, with one practical project to finish by the end.

Summarise this document in plain English: {paste text or upload}. Give me the 5 key points, any numbers that matter, what's surprising, and three questions I should ask to understand it better.

For educational purposes only, explain {concept, e.g. support and resistance, position sizing, P/E ratio} with a simple example. Then list the common misunderstandings beginners have about it. Do not give buy or sell recommendations.